Legal Insurance
In Germany, there is a very accurate saying concerning laws: Recht haben und Recht bekommen… (“Being right and getting it.”) Attorneys and court cases are costly. Please keep in mind: German attorneys are prohibited from guaranteeing results (§49b II BRAO) – among other details. Court rulings are sometimes unpredictable. In addition, do not forget that in Germany, if you lose, you have to pay your lawyer, court costs, associated legal costs, and – get this – the fees for the attorney of the opposing side! Never forget that Germans sue for the weirdest reasons.
On the other hand, why should you spend your hard earned money on attorney and court fees? Legal insurances ease this dilemma. Please understand, this site only wants to introduce you to the most important kinds of legal insurances. The variety and combinations are numerous. Consult an insurance broker to discuss what is best for you in your personal situation. All attorneys work with all insurance companies and all insurance companies collaborate with all attorneys. N.B. ";;rechtsschutz" is short for Rechtsschutzversicherung.
Type of
|
German Phrasing |
Short Description |
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Family and
Estate Advise |
in Familien- und Erbschaftsangelegenheiten
|
For advice or initial consultation from a German attorney on family and inheritance law questions
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Apartment and Real Estate
|
Wohnungs- und Immobilienrechtsschutz
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Disputes between landlord and tenant, rent increases, noise, other nuisances, etc.
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Driving
|
Verkehrsrechtsschutz
|
Defense against fines and damages in traffic matters e.g. loss of drivers license, imposition of driving journal, tickets for speeding, going through red lights – but not for those done purposely
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Labor Law
|
Arbeitsrechtsschutz
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For disputes in working contract relations, e.g. employment contracts, notices, salary, wages
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Criminal
|
Strafrechtsschutz
|
Defense against negligent(!) criminal offences enforcing damage claims, legal liability for injuries or accidents
|
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Damages
|
Schadensersatzrechtsschutz
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For the enforcement of damages relating claims from statutory rules on legal liability, e.g. injuries or damages after an accident.
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Contract and Property
|
Vertrags- und
Vermögensrechtsschutz
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Disputes on contracts regarding sales, services, loans, insurance
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Social law litigation
with or without
preliminary proceedings
|
Sozialgerichtsrechtsschutz mit oder ohne Vorverfahren
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Disputes in court against social security agencies, e.g., for wrongful cancellation of pension
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Taxes
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Steuerrechtsschutz
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For disputes at court concerning vehicle, income and inheritance tax assessments
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Victim’s Legal
|
Opferrechtsschutz
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Asserting damages, pursuing incidental action against perpetrators
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